1. Acceptance of Terms
Please read these Terms and Conditions ("Terms") carefully before using the Mint365 platform. By creating an account or using any Mint365 service, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, you must discontinue use immediately.
We reserve the right to update these Terms at any time. Continued use of the platform after changes constitutes acceptance of the revised Terms.
2. Eligibility
2.1 Requirements
- Be at least 18 years of age.
- Have the legal capacity to enter binding agreements.
- Not be prohibited from using financial services under applicable law.
- Complete identity verification (KYC) as required.
- Not be a resident of a jurisdiction where our services are restricted.
2.2 Verification
- We reserve the right to verify eligibility and suspend accounts that do not meet these requirements.
3. Trader Obligations
3.1 Conduct
- Complete all accepted trades promptly and in good faith.
- Provide accurate payment details and proofs of transfer.
- Maintain sufficient balance before accepting trade orders.
- Respond to buyer/seller messages within a reasonable timeframe.
- Not cancel accepted orders without valid reason.
- Comply with all anti-money laundering (AML) requirements.
- Not manipulate ratings, reviews, or dispute outcomes.
4. Fees and Commissions
4.1 Platform Fees
- Mint365 charges a service fee on completed transactions. Current fee schedules are displayed on the Fees page.
4.2 Withdrawal Fees
- Withdrawal of earnings may incur processing fees depending on the payment method. Fees are disclosed before confirmation.
4.3 Trader Commissions
- Verified traders earn commissions of up to 5% per completed order. Commission rates are based on trader tier, volume, and performance metrics.
4.4 Fee Changes
- We reserve the right to revise fee structures with at least 7 days' notice posted on the platform.
5. Account Termination
5.1 Termination by Mint365
- You violate any provision of these Terms.
- Fraudulent or suspicious activity is detected.
- You engage in abusive behavior toward other users or staff.
- Your account remains inactive for an extended period.
- Required by law enforcement or regulatory authorities.
5.2 Termination by User
- You may close your account at any time by contacting support, provided all pending transactions are resolved.
6. Prohibited Activities
6.1 Forbidden Activities
- Money laundering, terrorist financing, or any illegal financial activity.
- Creating fake accounts or impersonating others.
- Providing false documents during KYC verification.
- Attempting to circumvent platform security measures.
- Using automated bots or scripts to interact with the platform.
- Engaging in price manipulation or collusion with other traders.
- Harassing or threatening other users.
6.2 Consequences
- Violations may result in immediate account termination and may be reported to law enforcement.
7. Intellectual Property
All content on the Mint365 platform — including but not limited to logos, trademarks, software, design, text, and graphics — is the exclusive property of Mint365 or its licensors.
You may not reproduce, distribute, modify, or create derivative works from any platform content without express written permission. Unauthorized use may result in legal action.
8. Liability and Disclaimers
8.1 No Financial Advice
- Nothing on Mint365 constitutes financial, investment, or legal advice.
8.2 No Guarantee of Earnings
- Earnings from trading are not guaranteed and depend on market conditions and individual performance.
8.3 Limitation of Liability
- To the maximum extent permitted by law, Mint365 shall not be liable for indirect, incidental, special, or consequential damages arising from your use of the platform.
8.4 Service Availability
- We do not guarantee uninterrupted or error-free service. We reserve the right to perform maintenance and updates that may temporarily affect availability.
9. Dispute Resolution
9.1 Disputes Between Traders
- If a dispute arises between traders, Mint365's dispute resolution team will review evidence submitted by both parties and issue a binding decision.
9.2 Disputes With Mint365
- Contact support at support@mint365.ai first.
- If unresolved within 30 days, disputes shall be submitted to binding arbitration under applicable law.
- Class action lawsuits are waived to the extent permitted by law.
10. Changes to Terms
We may modify these Terms at any time. Material changes will be communicated via email or an in-platform notice at least 7 days before they take effect. Your continued use of Mint365 after the effective date constitutes acceptance of the updated Terms.
11. Contact Information
For questions about these Terms, contact our Legal team at legal@mint365.ai or Support at support@mint365.ai.
Address: Mint365, India.